Have you heard about balance transfer credit cards?
Typically, credit cards charge balance transfer fees to transfer the balance from one credit card to another. Means that, you can transfer the balance off other credit cards to balance transfer credit cards, which offers bonuses like low interest rates, and incentives for transferring a balance.

This card can be used for only clearing the balance while there could be a separate card for purchase. Yet other cards never charge fees for balance transfers because they are more than happy to take on a debt and receive the subsequent finance charge payments

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